American Express is a global credit card operator, that focuses on travelers. It offers great benefits to those, who buy travel tickets with American Express credit card, such as automatic insurance of up to R450,000.
However, it has a lot of drawbacks as well. American Express can’t stand up to competition from Mastercard and Visa, so it is not widely accepted in many countries. Even in the US, where the company is based, it has a lot less coverage than the competition.
If you are looking for an American Express casino in NG, there’s disappointment on the way. No casino in Nigeria takes American Express as a payment method.
You have an Amex card and still want to gamble at a Nigerian casino? Don’t worry. Read this guide and get to know how to do that.
Highest Bonus American Express Casinos
How To Use American Express At Online Casinos
First off, if you don’t have their credit card already, and considering getting one, you have to know that Amex cards have considerable fees. This includes maintenance fee of R25, fees on making cash deposits and withdrawals, R30 and R50. It also has a money transfer fee of R60.
But there are no American Express casinos in NG, what do you do? There are two ways to deposit in a casino with Amex. Wire transfer and using Paypal.
If you choose wire transfer, you’ll have to make a trip to go to a bank to make a deposit. In Nigeria, American Express operates under the license of Nedbank, so that is your destination. You’ll have to make the transfer over the counter and pay an R60 transfer fee. Not the best option, right?
There’s another one. Paypal accepts most credit cards, American Express included. This means that even though there are no American Express casinos, you can still use an Amex card via Paypal. The only thing you’ll have to consider is that you are required by Paypal to transfer any money you receive on it to a Nigerian bank within 30 days.
Here are some crucial details you’ll have to know before using American Express at a casino.
Deposit and Withdraw
Nigeria doesn’t have American Express casinos, so the information presented here concerns using an Amex card via wire transfer or Paypal.
Wire transfer is present in most, if not all casinos. However, it involves long waits and high fees. You’ll have to pay R60 over the counter of Nedbank in your city when making a deposit, and up to R200 to make a withdrawal. In Springbok, for instance, you may find yourself waiting up to 20 days to receive a withdrawal through wire transfer. In Omni Casino deposits are instant.
Now, PayPal deposits are instant everywhere, and it may take up to 3 business days for a casino to process a withdrawal. Plus, you won’t have to go to the bank. You’ll have to pay an e-payment fee or R8, though. Do remember that you have to transfer the funds from PayPal to an NG based bank within 30 days.
Minimum deposits start at $15 for wire transfer and $10 for PayPal. Going for the minimum if you are using wire transfer is not the best option, however, since you won’t be able to make as many deposits comfortably.
Countries where American Express is accepted
American Express credit cards are accepted in Europe, US, and part of Asia, like Singapore, South Korea, and Thailand. They are accepted in Nigeria as well, under Nedbank’s license. However, the problem with Amex cards is that in the countries that it is present, it is not accepted widely. Many retail stores only accept Mastercard or Visa.
You’ll have to pay R60 if you are making a deposit via wire transfer, and R8 to make an electronic payment deposit money from Amex to PayPal. You don’t pay fees while making a deposit in a casino with PayPal.
Online Casino Software Providers That Accept American Express:
American Express Playtech Casinos
Playtech is an old player on the market, the company has been in operation for over 20 years now. Its excellence is proven by the success it has among casinos, as well as some prestigious nominations and awards, like the Best Digital Industry Supplier at Global Gaming Awards. This provider’s slots have classic gameplay, and many pop culture franchises like Fantastic 4, Captain America and Blade. Try them out for real money in Mansion and Omni Casino.
American Express NetEnt Casinos
NetEnt is a Sweden based game developer, that has been on the market since the early 1990s. But it doesn’t deal in vintage games like some of the other gaming industry veterans, rather, it produces very modern looking games with amazing gameplay. Take Hotline for example. It is set in the 1980s, with neon lights and top-tier 80s fashion. You can be strategic in this game too. Pick a line and wilds that land on it will expand. Try it out for free at CasinoHEX and play for real money at PlayMillion.
American Express Microgaming Casinos
Microgaming is well known for its huge jackpot payouts. It has actually set a Guinness World record in the biggest payout to an online casino player. These guys are quite confidently set in the industry. Their games are excellent as well. Try Robin of Sherwood if you like cinematic gameplay, or Wild Scarabs if you think you can handle the complex strategy need to have to master this game. Try Microgaming Amex games at PlayMillion or Ruby Fortune.
American Express Bally Casinos
Bally brand is almost a century old. It was producing pinball machines back in 1930s and is one of the oldest classic slot manufacturers. Right now you can play some great Bally vintage slots that can be a throwback to the past, like Cash Spin or Lady Robin Hood with a sexy mascot. Try Bally games at Casino.com.
Pros and Cons of Using American Express at Online Casinos
So you have an Amex credit card and are thinking of using it to make a deposit in a casino. Here’s what you should know before doing that.
American Express is a big credit card provided and covers most of the world. It’s really handy when you’re traveling too.
You can use it to make a deposit via PayPal, which is really handy.
There are way more drawbacks than there are perks to this one. The first being that there are no American Express casinos in Nigeria. No casino actually accepts it as a viable payment method. Very few e-wallets accept American Express as well.
So you have to use Amex either to make a deposit via PayPal or via wire transfer. If you choose wire transfer, you’ll have to go to Nedbank and make a deposit over the counter. You’ll pay transfer fees as well.
Both wire transfer and PayPal are not the best choices for withdrawal, as wire transfer takes a lot of time to process and includes significant fees, and PayPal requires Nigerian residents to transfer the money to a NG based bank within a month.
Using American Express at a Nigerian casino is only preferable if you already have an Amex card and don’t have another choice. If you are considering getting one to pay for your gambling, don’t. Choose any other option from our list.
The Current Situation With American Express in Nigeria
Despite American Express being accepted in Nigeria, no casino accept it as a viable payment method. That is the problem with Amex. If you want to use it, you’ll have to either use wire transfer or PayPal, as paying with the card itself is not possible.
Alternatives To American Express For Making Deposit in an Online Casino
Not sure that American Express is the way to go? Look at these payment methods.
Mastercard and Visa. They are accepted worldwide, and most casinos in Nigeria welcome these credit cards as a payment method. If you have a Mastercard or a Visa credit card, you’d be better off using them instead.
Wire transfer. This is a supplementary payment method that you can use American Express cards with. It is not the best one, however, as it involves going over to the bank, paying high fees, and waiting for a significant amount of time for a withdrawal to be processed.
Other E-wallets. Skrill doesn’t accept American Express cards, only PayPal does. But if you are not restricted to using Amex, you can try other wallets like Neteller or EcoPayz, they work just as good.
How Safe Using American Express at a Casino is?
American Express is a well-established figure on the banking market, and there is not a single reason not to trust it with your money. You’ll lose some in the form of transaction fees on the way, but you won’t lose a dime because of theft.
Be sure not to tell your secret banking information to anyone, and you’ll be alright.